Credit cards can be a double-edged sword. On one hand, they offer convenience, rewards, and can help build your credit score. On the other, they can lead to debt and financial stress if not managed properly. Recognizing which stage of credit card usage you’re in can greatly enhance your financial clarity and decision-making abilities.
Watch this brief video that breaks down each stage
By understanding the stage you’re in, you can take control of your credit card use and ensure it supports your financial goals rather than undermines them!
