How to Find Solid Interest Rates for Savings

Been to a bank lately? If you’re a saver, there’s not much for you to smile about.RocketSavings

It’s frustrating, isn’t it? You work hard to save money, and then there’s nothing to do with it. While interest rates have been supposedly on a rising path, a quick look at comparison sites shows that there’s not much out there paying more than one percent.

Let’s look at some potential ways to earn better rates on   Continue reading this post >

How to Finish the Year With a Flourish

In the final weeks of December, it’s important to take one last look back at the year. How’s your plan coming? If it’s like mine, there are still some items on the “to do” list that you’ve yet to mark off. We’re down to only a few weeks to finish up our goals for 2015.2015 to 2016

I was listening to a podcast recently with Hal Elrod (of Miracle Morning fame). He was sharing   Continue reading this post >

Four Apps To Kick Start Your Savings

SavingsI often hear stories from creative professionals about their difficulties saving money. I completely understand. When faced with a project today for our art versus some far off goal, it’s hard to put away a dollar that could help right now.

Yet, I also know that the only way to financial independence is to save for the future. Every dollar we spend now is a dollar that could have secured our dreams   Continue reading this post >

Leave Your Emergency Fund Alone!

Leave Your Emergency Fund Alone!

An artist friend named Linda (we’ll call her that to protect the guilty) has a problem. She’s incredibly talented and creates giant, sweeping paintings that, on average, each sell for more than $2,500.

That’s the good news.

The bad news? She never knows when she’s going to sell the next one AND she’s a “frequent abuser” of her emergency fund.

Linda said to me over coffee recently, “I’m   Continue reading this post >

No Money For Investing? Here’s The Simple Step To Begin

No Money For Investing? Here’s The Simple Step To Begin

Artists know that there’s truth in projecting. We project thoughts onto a stage, a canvas, paper….and suddenly what was once in our head is a living work. We’re fascinated by it. We’ll work hard to bring these images into existence.

Saving money is also about projecting.

A reader last week wrote to me. She was frustrated with her financial situation, and mentioned that you had to “have money to make money.” She asked   Continue reading this post >

Getting Off the Paycheck-to-Paycheck Carousel

It’s always fun heading to a theme park, but when you’re out of money, riding the paycheck-to-paycheck merry-go-round is frustrating.

When several financial experts make similar statements, it’s probably the truth. Dave Ramsey, Liz Weston, Jean Chatzky….what do they all have in common? They all say that if you just sock away between $500 (Weston) and $1000 (Ramsey), you can then get your entire financial life under control.

I know that when you’re   Continue reading this post >

Fighting Past “I Can’t Afford It”

How often have you caught yourself saying: “I Can’t Afford It”?  That’s one of the most disempowering phrases we can use in our creative lives. “I can’t afford it” is the financial equivalent of “I don’t deserve it” or “I’m not ready for it.” Of course you deserve it, and of course, you’re ready.

You just have to tell yourself that you are ready, you deserve it, and all you need   Continue reading this post >

Why You Need to Start Saving for Retirement NOW! …A Success Story

I recently received this email from an actor who just finished working through the Artist’s Prosperity Home Study System:

Miata,

I just have to write and tell you how excited I am to have found you! I’ve been an actor for five years, struggling along with everyone else, and I finally decided that enough is enough: I need to put together a plan so I can really focus.

All of this time, I thought I had already been focusing on my   Continue reading this post >

5 Great Uses for a Tax Refund

In the 1986 classic movie Wall Street, Bud Fox (played by Charlie Sheen) is a young up-and-coming stockbroker who’s trying to make his mark in the world of finance. As he’s adjusting his tie before a big meeting with the titan Gordon Gekko, he says, “Life is made up of a few big moments. This is one of them.”

Well believe it or not, if you expect to receive a tax   Continue reading this post >