How I Raised My Income $120 Per Month Without Working Harder

Sounds too good to be true, doesn’t it?

I realize I talk a lot in Abundance Bound workshops and this blog about avoiding “too good to be true”.

But there’s a good chance that you’ll be able to easily implement THE SAME strategy I used to pocket more money NOW.

How did I do it? Easy. I paid attention to taxes.

TAXES? UGHHH.

How can five little letters (t.a.x.e.s.) put people to sleep so easily? It’s the same for me. I can’t stand tax discussions.   Continue reading this post >

Start. Saving. Now.

In our last post I discussed (among other things) setting up an automatic savings plan. I’ve received some questions about why this works. If you’ve found that you have trouble starting your automatic savings plan, today’s piece is for you.

I’ve found something awful happens when a dollar appears in my wallet.

I spend it.

Maybe this doesn’t sound like a special revelation, but over the course of the last week I asked a few friends if money disappears from their wallets. It   Continue reading this post >

Investing and Creativity

A talking head on television the other day said, “It takes deep creativity to find quality investment opportunities.”

Is this true?

If investing is about creativity, how come so many members of our community cover their ears the second an investing discussion begins? Why aren’t we the best investors of all?

In fact, when I think of investing, I don’t think about artists. I think about button down suits and Wall Street types. Maybe we’ve been wrong all along.

I think the talking head   Continue reading this post >

I Do! I Like Them, Sam-I-Am!

I was busy with my semi-annual deep clean of my children’s rooms the other day and came across an old Dr. Seuss favorite: Green Eggs & Ham. Although I think you all know the story, I’ll give you the quick executive summary:

Grumpy furry guy says he doesn’t like green eggs and ham.

Sam asks him to try them before passing judgment.

Grumpy furry guy decides to try them.

He falls in love with green eggs and ham.

The end.

 

In my experience, most people seem   Continue reading this post >

Overwhelmed With Financial Planning? Here’s Where to Start

A friend recently said, “I don’t know how you keep all of this straight…what the Dow Jones is doing, what’s a good rate on a credit card, how a will works, the right type of life insurance. Ouch! It makes my head hurt.”

You may feel the same way about your financial picture. Between your craft, family, friends and obligations, it seems like a huge hassle to remember everything you need to know.

But there’s good news: it’s not that difficult.

I imagine   Continue reading this post >

Becoming Your Own Simon Cowell

Okay – tell the truth. Even though it can sting a little…don’t you find you appreciate honest, good quality feedback? There are very few people who give us straight advice about anything…especially finances. How am I doing? Could I do better? What needs improvement?

In short, many of us need a Simon Cowell.

I find it kind of painful to watch many of the auditions for shows like American Idol. If you think about it, doesn’t this kind of sum up the   Continue reading this post >

Why Your Resolutions Don’t Work

Ah, a New Year. Like a brand-new car, the New Year is full of the smell of promises and opportunities. Last year’s dirty slate is wiped clean and you’re free to dream about a whole list of things you’ll do better than last year.

…which lasts until about February 15th.

By then the shine is off the New Year and the “real world” has caught back up and strangled any resolutions that managed to live that long.

Working out?   Continue reading this post >

5 Lessons from 2011

This time of year I like to look back over the last twelve months and reflect. For me, life is about making mistakes–mentors have told me that if you don’t make any mistakes, you aren’t moving fast enough. This year has been a whirlwind, so I must have made some real doozies!

While it certainly can be difficult, I try not to dwell on my missteps as long as I learn from them. At this time of year, I also like   Continue reading this post >

4 Ways to Cut Holiday Expenses

 

If I were forced to choose one time of year that was about making smart choices, it’d be hard to choose against this one. What should you wear to the next holiday party? Who should you invite to a gathering you’re holding? How much should you spend on gifts? Probably the biggest one of all is this: what should you eat?

I was out with a friend recently for lunch and as she perused the menu, I heard her mumble, “Oh,   Continue reading this post >

3 Steps To Avoid Financial Nightmares

Ah, October. I love campy Halloween movies and haunted houses. To kick off the season, we watched the Ghost Hunter television show last week. You know the one. A team of investigators spend the night at a house where unexplained phenomena has occurred. They spend the episode trying to debunk the owner’s claims of paranormal activity. Sometimes these shows are frightening.

In this episode, both a baby carriage and a door moved on their own. Unexplained running sounds crossed the floor.   Continue reading this post >