How I Raised My Income $120 Per Month Without Working Harder

Sounds too good to be true, doesn’t it?

I realize I talk a lot in Abundance Bound workshops and this blog about avoiding “too good to be true”.

But there’s a good chance that you’ll be able to easily implement THE SAME strategy I used to pocket more money NOW.

How did I do it? Easy. I paid attention to taxes.

TAXES? UGHHH.

How can five little letters (t.a.x.e.s.) put people to sleep so easily? It’s the same for me. I can’t stand tax discussions.   Continue reading this post >

Start. Saving. Now.

In our last post I discussed (among other things) setting up an automatic savings plan. I’ve received some questions about why this works. If you’ve found that you have trouble starting your automatic savings plan, today’s piece is for you.

I’ve found something awful happens when a dollar appears in my wallet.

I spend it.

Maybe this doesn’t sound like a special revelation, but over the course of the last week I asked a few friends if money disappears from their wallets. It   Continue reading this post >

7 Great Money Moves to Sprint Into September

What is it about September? People walk a little more quickly. Long evenings under the stars with friends become nights at home in front of the computer. Kids go back to school. Client work picks up. Projects roll. The world shifts into gear again.

This is a time for productivity. It’s a time to set up a successful move for your art. If you’re going to celebrate a great 2012, this is the time to clean up your financial picture so   Continue reading this post >

Beating the Summer Doldrums

Beating the Summer Doldrums

We’re in those beautiful weather days. Baseball. Festivals. Lazy afternoons. It feels like everyone spends the week waiting for Friday night…maybe you’re a little burnt out on your art. Maybe the creative juices are feeling the call of a little fun. After all, you have to live to be able to connect with your audience, right?

These can be dangerous days for your wallet. Time to tighten the belt.

It’s during times like these…the deepest part of summer, that   Continue reading this post >

From the Mailbag

I was watching an extreme coupon clipping show last night. How easy is it to find these discounts and pay next to nothing for groceries?

-Julie

Hi Julie! It isn’t easy, but as the people on these shows prove, it’s not impossible. Before making a purchase, try a simple Google search on the item and you’ll be shocked   Continue reading this post >

Cost to Market Your Career

How much should you plan on spending to market your craft?

This is an extremely difficult question, because every business is different. Plus, because of the highly artistic businesses of many of our readers, the rules of thumb for most businesses don’t necessarily apply.

There’s a short answer and a long answer.

The short answer is a rule of thumb.Organizations use a number as high as thirty   Continue reading this post >

From the Mailbag

Hi Miata,

Should I set up a separate business account for the small amount I earn from my craft? It seems like overkill because I make so little.

– Jasmine

Dear Jasmine,

Absolutely.

Keeping craft money separate from household funds is important for many reasons. Here are a few:

  • Separate funds create a scorecard. Many artists want to track how they’re performing financially from their art. By keeping it separate, you’ll have a gauge of how far you’ve come. You’ll also know how far you need   Continue reading this post >

Where Do I Start???

It was about 10 years ago that I reached a breaking point in terms of money. I had lots of debt, an almost empty bank account, and just getting the mail would bring me to tears because of all the bills I had just received and I wasn’t sure how to pay. If something didn’t shift, I was pretty certain that my pursuit of an acting career was over, not to mention the fact that I’d probably have to move   Continue reading this post >

Top 5 Financial Lessons of 2010

PHILOSOPHER GEORGE SANTAYANA SAID, “Those who do not remember the past are condemned to repeat it.” That’s why, at the end of the year, I like to study the past twelve months and ask myself, what is it that I learned? Some years the answers to the question are easy, like in 2000, when the obvious moral was that the stock market doesn’t always skyrocket. In 2002, we were lucky to learn that the inverse, stock markets don’t always plummet,   Continue reading this post >

Black Friday Shopping Tips

The day after Thanksgiving, “Black Friday,” is one of the busiest shopping days of the year. I’ve often wondered why they couldn’t have come up with a better name – it always makes me think of the plague… But actually, the day received its title because it’s when retailers finally go from the “red” to the “black”, meaning that they become profitable. On this single day the malls are packed with shoppers. Every big box store offers massive deals to   Continue reading this post >