The Formula for Success = You + A Dream + A Decision

I’ve written before that much of financial planning comes down to you. In my time working with people, I’m always sad when they want to talk about all of the reasons they can’t get ahead. They worry about politics, the government in general, rules and regulations, the stock market and more…

Yet there’s also something very exciting to be found at the other end of the spectrum. It’s inspiring engaging with clients who are passionate about life and everything they are   Continue reading this post >

Titles Matter – From Blog Posts to Financial Accounts

Wills and TrustsWhen I write anything I agonize over the title. Does it match the general mood I really hope to express? In my case, a poor title might cost me a few readers. But titles can matter much more in certain company. One art critic I know insists on being called “Mrs. X” instead of her first name. Another acquaintance, with a PhD in Philosophy, prefers to be called “Doctor   Continue reading this post >

Is Fear Keeping You From Financial Success?

Is Fear Keeping You From Financial Success?

I’d like to share a secret about one trait many of us share. We have a fear of the unknown.

When I was a child, I was afraid of the dark. I’d check under my bed before turning out the light (which is funny now, because I never stopped to think that if there WERE bad things under there who cared if it was dark or not?). I’d open my closet door and thoroughly search.   Continue reading this post >

5 Creative Ways To Achieve Your Goals In 2015

I’m sure by now you’ve heard the acronym SMART when referring to goals. That means that your goals should be:

2015 LeapSpecific
Measurable
Actionable
Realistic
Time-Sensitive

Example: Instead of, I’d love to lose some weight this year, a SMART goal would be: I’ll lose 15 pounds by July 1st.

My Problem With SMART Goals

Really, I don’t have so much of a problem with them….as much as I think simply “SMARTing” your goals doesn’t necessarily   Continue reading this post >

Create a Business Plan for Your Craft and Your Life

Letters On A Board Spelling Money And BusinessA business plan…. many creative people I know shy away from those two words….

First, they’ll tell me, their craft isn’t a business.

Second, they’re overly in love with the term “winging it.”

Yet, if you talk to top artists in nearly any field, they have a workmanlike precision to their art. They seem to be in the right place at the right time. How do they do   Continue reading this post >

No Money For Investing? Here’s The Simple Step To Begin

No Money For Investing? Here’s The Simple Step To Begin

Artists know that there’s truth in projecting. We project thoughts onto a stage, a canvas, paper….and suddenly what was once in our head is a living work. We’re fascinated by it. We’ll work hard to bring these images into existence.

Saving money is also about projecting.

A reader last week wrote to me. She was frustrated with her financial situation, and mentioned that you had to “have money to make money.” She asked   Continue reading this post >

Masterminds, Mentorship and Success

Masterminds, Mentorship and Success

You’ve probably heard the saying, “We are the product of our friends.” This is so very true. It shouldn’t surprise you that nice people who are knee deep in debt often have friends who are also debt-ridden. Perhaps they share feel good lines like, “I don’t need money when I have love.” While love won’t bring you more money, the two don’t have to be mutually exclusive.

On the flip side, some of my most creative friends also   Continue reading this post >

Fighting Past “I Can’t Afford It”

How often have you caught yourself saying: “I Can’t Afford It”?  That’s one of the most disempowering phrases we can use in our creative lives. “I can’t afford it” is the financial equivalent of “I don’t deserve it” or “I’m not ready for it.” Of course you deserve it, and of course, you’re ready.

You just have to tell yourself that you are ready, you deserve it, and all you need   Continue reading this post >

Volunteering is the Secret

Need to be reinvigorated? Try this secret formula          

You know the feeling. You have determination, drive, and the skills to achieve your dreams. You’ve worked long, hard hours to reach your goal and it still seems miles out of site. You’re not letting go, but it’s starting to feel like you’re just spinning your wheels.

I learned a not-so-obvious solution for this common struggle, when I began studying productivity experts. I found it hard to believe at first, but they stressed that   Continue reading this post >

5 Great Uses for a Tax Refund

In the 1986 classic movie Wall Street, Bud Fox (played by Charlie Sheen) is a young up-and-coming stockbroker who’s trying to make his mark in the world of finance. As he’s adjusting his tie before a big meeting with the titan Gordon Gekko, he says, “Life is made up of a few big moments. This is one of them.”

Well believe it or not, if you expect to receive a tax   Continue reading this post >