Finding “Your Forever Pace” With Money

A good friend just finished his first marathon in Chicago. I’ve always envied people who accomplish big goals like a marathon. It takes so much time to train, and there’s no monetary payout… AND you know it’s going to require lots of effort and will be incredibly painful.

As a friend (and a student of asking “why” about everything), I had to ask, “What was your secret to success?”

He said, “I just had to remember that it was going to be   Continue reading this post >

What to Do When Your Budget Collapses

My budget stopped working a few weeks ago.

I know what you’re thinking: “But Miata, you’re perfect with money…how could YOU have budget issues?” ☺

Well trust me, even I have budget issues and this last month was a doozy!

You may know that I have two children. They had some big expenses come up…as did we.

At the same time, we were invited to several events, which we agreed to attend…none of them inexpensive. We made a huge mistake and said “yes” to   Continue reading this post >

The #1 Hack to Help You Spend Less Money

I’ll admit it…as someone who tries to be creative, I often find myself looking for the most extravagant way to handle any money management issue. Then I can hear the voice of my mother in my ear:

The simplest solutions are often the most effective.

Isn’t that true? I can’t believe that the secrets to managing money are often the ones right in front of me… while I’m busy creating chaos and complexity.

I’ll share my hack for spending less money in   Continue reading this post >

Do I Need Disability Insurance?

Reader Question: Do I Need Disability Insurance?

Autumn writes: Hi Miata, Our financial advisor is pressuring me to buy disability insurance. I have some through my day job already. Isn’t that enough?

Autumn, you’re right to question your financial advisor… not because disability insurance is unnecessary (I’ll tackle that in a moment), but because you shouldn’t ever feel pressured by your advisors. While advisors may disagree with you about a course of action, their job is to give you the data you   Continue reading this post >

Creatively Controlling Your Money Habit

A friend of mine likes to pay for lunch every time we meet. Surprisingly, she also always picks the most expensive places. I love to see her and there’s no reason for her to pay…but she always insists on paying anyway.

Lately, I’ve seen some disconcerting problems. Three weeks ago I could tell she was anxious.

Money Bubble

My friend, we’ll call her Rachel, shared that her husband Mike is now seeing a psychiatrist. “He   Continue reading this post >

Looking to Clean Up Your Finances?

Looking to Clean Up Your Finances? Copy Successful Health Programs

AppleCoins

A brilliant artist friend of mine recently wanted to lose weight. He picked up Tim Ferriss’ book 4 Hour Body and within a few months lost 20 pounds. He and I discussed how he finally was able to take off weight he’d talked about losing for a long time. His answers enveloped many of the themes I’ve covered when I work with people on   Continue reading this post >

Is a Second “Side Job” the Right Answer?

Overworked

Is a Second “Side” Job the Right Answer?

If you’ve ever thought about earning more money, you might have turned immediately to the idea of taking on a second job. But as artists we know that a side job isn’t JUST about more cash in your pocket… It is important to seriously weigh the consequences on your craft and any other income streams you already have.

The Money Crunch

Everyone’s had a time in their   Continue reading this post >

Lowering the Cost of “the American Dream” – Part II

(This article continues the discussion on lowering expenses found here)AmericanDream2

In our first installment two weeks ago, I discussed ways you could drop the cost of the American Dream by lowering your essential expenses such as groceries, car expenses and apparel. Today, I’d like to tackle lowering the cost of the “extras” that USA Today calculated are important parts of what many consider a happy lifestyle. We’re creative people….lowering the cost of   Continue reading this post >

Lowering the Cost of “The American Dream” Part I

AmericanDreamA recent USA Today article caught my eye. They said that the “American Dream” now costs $130,000 a year. Wow! Even as someone who works with people on their money, I was astounded. For those wanting to focus on creative endeavors that can feel like an impossible amount.

….then I began reading.

Let’s take a look at their list of expenses and consider how we might be able to make the dream more   Continue reading this post >

It Isn’t Enough to Care (a Guide to REALLY Perfecting Your Craft)

BrainFullA friend emailed me asking for help.

“I care so much about (my craft). Why does it always end up coming last?”

There’s a short answer to this question.

It isn’t enough to care.

I’d submit it isn’t even just about hard work.

It’s about systems.

Setting up systems to win is the key to your success. Financially, having systems for the right tasks is equally important.

The Sherlock Holmes Story

In one of the Sherlock Holmes books by Sir   Continue reading this post >