Deciding on a New Home – 3 Tips To Find Your Dream Property

Creative people look at the world a little differently. We tend to buy differently, often focusing on experiences over material goods. This even seeps for many of us into our decisions about property. If you’re someone who
appreciates aesthetics and fine art, there are some traps you’ll want to avoid if buying a new home. Thinking about purchasing a house? Maybe someday? We have you covered!

Remember Resale

Home Buying  Continue reading this post >

Top 5 Features To Look For In A GOOD Checking Account

We want to spend lots of time on our craft… not on banking, so it’s important to have a checking account that gives us the ability to do everything we want, whenever we want.

The problem is, most of us have had the same bank account for a long time and have no idea what’s widely available.

Banking has changed significantly in the last five years. Banks are worried less about branches and now focus on online services… Well, at least the   Continue reading this post >

A Beginner’s Guide To Buying Stocks

A Beginner’s Guide To Buying StocksStockMarketPencils

So you’ve decided that your craft isn’t exciting enough on its own and you want to buy individual stocks? Today I’ll help you with that. While we don’t give investment advice on this blog, I can help you open up your account and learn a little bit about research. We’ll also cover some of the big mistakes new investors make so that you’ll be well on   Continue reading this post >

Titles Matter – From Blog Posts to Financial Accounts

Wills and TrustsWhen I write anything I agonize over the title. Does it match the general mood I really hope to express? In my case, a poor title might cost me a few readers. But titles can matter much more in certain company. One art critic I know insists on being called “Mrs. X” instead of her first name. Another acquaintance, with a PhD in Philosophy, prefers to be called “Doctor   Continue reading this post >

The #1 Hack to Help You Spend Less Money

I’ll admit it…as someone who tries to be creative, I often find myself looking for the most extravagant way to handle any money management issue. Then I can hear the voice of my mother in my ear:

The simplest solutions are often the most effective.

Isn’t that true? I can’t believe that the secrets to managing money are often the ones right in front of me… while I’m busy creating chaos and complexity.

I’ll share my hack for spending less money in   Continue reading this post >

Deadlines and Penalties – What You Need To Know About Health Insurance

The world of health insurance has changed significantly over the last two years… especially for those of us who are fortunate enough to spend our days working in the craft we love. Whether you’re full time self-employed or contemplating it, one big area to understand is health insurance.

How you buy insurance depends on where you live. If you live in the USA, you’ll need to be aware of some important dates and the penalties for missing them.

Affordable Care Act

  Continue reading this post >

Do I Need Disability Insurance?

Reader Question: Do I Need Disability Insurance?

Autumn writes: Hi Miata, Our financial advisor is pressuring me to buy disability insurance. I have some through my day job already. Isn’t that enough?

Autumn, you’re right to question your financial advisor… not because disability insurance is unnecessary (I’ll tackle that in a moment), but because you shouldn’t ever feel pressured by your advisors. While advisors may disagree with you about a course of action, their job is to give you the data you   Continue reading this post >

Creatively Controlling Your Money Habit

A friend of mine likes to pay for lunch every time we meet. Surprisingly, she also always picks the most expensive places. I love to see her and there’s no reason for her to pay…but she always insists on paying anyway.

Lately, I’ve seen some disconcerting problems. Three weeks ago I could tell she was anxious.

Money Bubble

My friend, we’ll call her Rachel, shared that her husband Mike is now seeing a psychiatrist. “He   Continue reading this post >

Is Fear Keeping You From Financial Success?

Is Fear Keeping You From Financial Success?

I’d like to share a secret about one trait many of us share. We have a fear of the unknown.

When I was a child, I was afraid of the dark. I’d check under my bed before turning out the light (which is funny now, because I never stopped to think that if there WERE bad things under there who cared if it was dark or not?). I’d open my closet door and thoroughly search.   Continue reading this post >

5 Creative Ways To Achieve Your Goals In 2015

I’m sure by now you’ve heard the acronym SMART when referring to goals. That means that your goals should be:

2015 LeapSpecific
Measurable
Actionable
Realistic
Time-Sensitive

Example: Instead of, I’d love to lose some weight this year, a SMART goal would be: I’ll lose 15 pounds by July 1st.

My Problem With SMART Goals

Really, I don’t have so much of a problem with them….as much as I think simply “SMARTing” your goals doesn’t necessarily   Continue reading this post >