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So far Miata has created 192 blog entries.

Own the “My Money” Company

Recently, I was reading about Elon Musk – the business magnate, engineer, and investor – involved in a number of amazing creations. GrowYourBusiness(Tesla, Space X, Hyperloop, SolarCity are just a few.) At first, I thought, “Goodness! He’s an incredibly creative guy!”

Then I realized that in a real sense, this entrepreneur is also an artist… He just creates his “art” in a way that emphasizes the business aspects.

That made me think that flipping   Continue reading this post >

Exploring the World of Financial Technology

LFinancial Technologyast week I had coffee with a friend who is feeling anxious about the size of her emergency fund and hoping for some tips that might help her put away additional money every month. I showed her some of the new apps I’m trying out. It’s amazing how the financial technology world has exploded in just the last couple of years. Not only can apps do some of the most obvious   Continue reading this post >

The Formula for Success = You + A Dream + A Decision

I’ve written before that much of financial planning comes down to you. In my time working with people, I’m always sad when they want to talk about all of the reasons they can’t get ahead. They worry about politics, the government in general, rules and regulations, the stock market and more…

Yet there’s also something very exciting to be found at the other end of the spectrum. It’s inspiring engaging with clients who are passionate about life and everything they are   Continue reading this post >

How to Find Solid Interest Rates for Savings

Been to a bank lately? If you’re a saver, there’s not much for you to smile about.RocketSavings

It’s frustrating, isn’t it? You work hard to save money, and then there’s nothing to do with it. While interest rates have been supposedly on a rising path, a quick look at comparison sites shows that there’s not much out there paying more than one percent.

Let’s look at some potential ways to earn better rates on   Continue reading this post >

The “I Hate Talking About Money” Problem

One of the most common feelings about money is that there is this “mystery target” out there somewhere… and that as soon as our bank accounts reach that magical number, all of our financial troubles and worries will be over and we won’t have to spend time dealing with our finances anymore.

Here’s the truth…

  1. Everyone – no matter how wealthy – worries about money sometimes; andSpeakSeeHearNoEvil
  2. We will always have to “deal with” our   Continue reading this post >

Interest Rates Have Gone Up…Now What?

In December, while you were most likely preparing for the holidays, the United States Federal Reserve raised interest rates one quarter of a percent. That small amount may not seem like much, but it signaled a big change in the minds of many economists. Interest RatesThe US Federal Reserve hadn’t raised rates since June of 2006, and generally when they notch rates up, it means a series of interest rate increases are on   Continue reading this post >

How to Finish the Year With a Flourish

In the final weeks of December, it’s important to take one last look back at the year. How’s your plan coming? If it’s like mine, there are still some items on the “to do” list that you’ve yet to mark off. We’re down to only a few weeks to finish up our goals for 2015.2015 to 2016

I was listening to a podcast recently with Hal Elrod (of Miracle Morning fame). He was sharing   Continue reading this post >

Finding “Your Forever Pace” With Money

A good friend just finished his first marathon in Chicago. I’ve always envied people who accomplish big goals like a marathon. It takes so much time to train, and there’s no monetary payout… AND you know it’s going to require lots of effort and will be incredibly painful.

As a friend (and a student of asking “why” about everything), I had to ask, “What was your secret to success?”

He said, “I just had to remember that it was going to be   Continue reading this post >

What to Do When Your Budget Collapses

My budget stopped working a few weeks ago.

I know what you’re thinking: “But Miata, you’re perfect with money…how could YOU have budget issues?” ☺

Well trust me, even I have budget issues and this last month was a doozy!

You may know that I have two children. They had some big expenses come up…as did we.

At the same time, we were invited to several events, which we agreed to attend…none of them inexpensive. We made a huge mistake and said “yes” to   Continue reading this post >